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Good Shepherd

No Interest Loans (NILs)

For vehicles. Borrow up to $5000. No fees. No interest. Ever.

  • About NILs
  • Am I eligible?
Home/Our Services/No Interest Loans (NILs) for Vehicles

No Interest Loans for vehicles

No Interest Loans (NILs) for vehicles
No interest and no charges, EVER

Car has finally packed it in but you can’t survive without it? Don’t have the cash to replace it?  Before you turn to a high interest lender, consider NILs for your next vehicle purchase.

Unexpected expenses are bound to pop up from time to time. NILs help you manage your money and you only pay back what you borrow, nothing more.

How does NILs work?

NILs will pay the cost of the vehicle straight to the Car Dealer / Seller.  Loans cannot be used for cash, bills or debts.

How much can I borrow?

Borrow up to $5000 for the purchase of a vehicle linked to day-to-day essential use – a car, scooter, motorcycle or mobility scooter. (Not available for e-scooters)

If you have an existing NILs for vehicles loan and require assistance, please contact your local provider that originally assisted you with the loan.

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Am I eligible?

Note: NILs for Vehicles requires a credit check

woman child in car

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Earn less than $70,000 annual income (before tax) as a single person or $100,000 annual income (before tax) if you have a partner or children
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OR Have experienced family or domestic violence in the last 10 years
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OR Have a Health Care Card / Pension Card
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AND You can show you can afford to repay the loan

To find out if you are eligible to apply for a No Interest Vehicle Loan

Call 1300 645 748

 

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