Contact Us
  • About No Interest Loans for vehicles
  • Am I eligible?
  • Find a provider

About No Interest Loans for vehicles

We provide No Interest Loans for vehicles for people and families on low incomes to purchase a vehicle for essential use.

No Interest Loans (NILs) are available for $2000 – $5000 for the purchase of an essential vehicle including cars, scooters, mobility scooters, motorcycles and boats. 

Pay back only what you borrow. No Fees. No Interest. Ever.  

 

 

 

Person Photo

Am I eligible?

Note: NILs for Vehicles requires a credit check

young woman with brown hair smiling portrait

You are eligible if:

Good Shepard Tick
You have a Health Care Card / Pension Card OR earn less than $45,000 (single household) or $60,000 (couple or people with dependants) a year after tax
Good Shepard Tick
Can show that you can afford to repay the loan

Find a provider

ACT / NSW

Baptist Care ACT/NSW
(02) 4032 5230
nilsenquiry@baptistcare.org.au

Mary MacKillop Today   Bathurst, Cowra, Lithgow, Orange, Young
(02) 6331 2010
Nils4cars@mmtloans.org.au

Anglicare Sydney
(02) 8624 8600
microfinance@anglicare.org.au

Northern Rivers Community Gateway
(02) 6621 7397
nrnils@nrcg.org.au

Victoria

Bendigo Family & Financial Services
(03) 5441 5277
NILS4CARS@bffs.org.au

 

Good Money – Collingwood
1300 770 550
collingwood@goodmoney.com.au

Good Money – Dandenong
1300 770 550
dandenong@goodmoney.com.au

Good Money – Geelong
1300 770 550
geelong@goodmoney.com.au

Good Money – Morwell
1300 770 550
morwell@goodmoney.com.au

South East Community Links – Dandenong
(03) 9791 8344
Microfinance@secl.org.au

South East Community Links – Springvale
(03) 9546 5255
Microfinance@secl.org.au

Uniting
1800 002 992
nilsnortheast@vt.uniting.org

Queensland

Logan East Community Neighbourhood Association
(07) 3808 4529
Nils4vehicles@lecna.org.au

Good Money – Cairns
1300 770 550
cairns@goodmoney.com.au

Good Money – Southport
1300 770 550
southport@goodmoney.com.au

St Vincent de Paul Society QLD
1800 846 643 (Option 4)
loans@svdpqld.org.au

South Australia

Good Money – Salisbury
1300 770 550
salisbury@goodmoney.com.au

UnitingCare Wesley Bowden
(08) 8245 7177
financialhealthmailbox@ucwb.org.au

Northern Territory

Anglicare NT
(08) 8946 4800
Nils4vehicles@anglicare-nt.org.au

Western Australia

Anglicare WA
(08) 9263 2199
Nils4cars@anglicarewa.org.au

 

Tasmania

NILs Network of Tasmania
1300 301 650                                            reception@nilstasmania.org.au

Not sure which loan is for you? See a list of other Good Shepherd loans below:

Good Shepard Umbrella

I need essential goods or services

You could consider a No Interest Loan to:

repair a car
pay for medical or dental expenses
pay for education essentials
buy household items like fridges

Up to $1,500

Loan amount

No Interest

Interest rate

12 - 18 Months

Repayment timeline
Good Shepard Umbrella

I want to improve my quality of life

You could consider a Family and Domestic Violence No Interest Loan for:

Furniture and white-goods
Legal costs
Technology and security
Education/employment tools
Security costs

Family and Domestic Violence No Interest Loan

Up to $2,000

Loan amount

No Interest

Interest rate

Up to 2 Years

Repayment timeline
Good Shepard Umbrella

I need help with rent or utilities

You could consider Household Relief:

to help pay for rent
to help pay for utilities
to help pay for rates
to help pay for owners corporation fees

Household Relief Loan

Up to $3,000

Loan amount

No Interest

Interest rate

18 - 24 Months

Repayment timeline

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