No Interest Loans (NILs) for vehicles

About No Interest Loans for vehicles

We provide No Interest Loans for vehicles for people and families on low incomes to purchase a vehicle for essential use.

No Interest Loans (NILs) are available for $2000 – $5000 for the purchase of an essential vehicle including cars, scooters, mobility scooters, motorcycles and boats.

Pay back only what you borrow.

No Fees. No Interest. Ever.

Am I eligible?

Note: NILs for Vehicles requires a credit check

young woman with brown hair smiling portrait

You are eligible if:

Have a Heath Care Card / Pension Card OR

Earn less than $70,000 gross annual income as a single or $100,000 gross annual income as a couple or person with dependants OR

Have experienced family or domestic violence in the last 10 years

You can show that you have the capacity to repay the loan

How do I apply?

ACT / NSW

Baptist Care ACT/NSW
(02) 4032 5230
nilsenquiry@baptistcare.org.au

Mary MacKillop Today – Bathurst, Cowra, Lithgow, Orange, Young
(02) 6331 2010
Nils4cars@mmtloans.org.au

Northern Rivers Community Gateway
(02) 6621 7397
nrnils@nrcg.org.au

Victoria

Bendigo Family & Financial Services
(03) 5441 5277
NILS4CARS@bffs.org.au

Good Money – Collingwood
1300 770 550
collingwood@goodmoney.com.au

Good Money – Dandenong
1300 770 550
dandenong@goodmoney.com.au

Good Money – Geelong
1300 770 550
geelong@goodmoney.com.au

Good Money – Morwell
1300 770 550
morwell@goodmoney.com.au

South East Community Links – Dandenong
(03) 9791 8344
Microfinance@secl.org.au

South East Community Links – Springvale
(03) 9546 5255
Microfinance@secl.org.au

Uniting
1800 002 992
nilsnortheast@vt.uniting.org

Queensland

Logan East Community Neighbourhood Association
(07) 3808 4529
Nils4vehicles@lecna.org.au

Good Money – Cairns
1300 770 550
cairns@goodmoney.com.au

Good Money – Southport
1300 770 550
southport@goodmoney.com.au

St Vincent de Paul Society QLD
1800 846 643 (Option 4)
loans@svdpqld.org.au

Other services you may be interested in

Good Insurance

Good Shepherd offers insurance programs working with Australia’s largest insurance companies to create affordable and simple insurance policies for people on low incomes.

LEARN MORE