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Choose a loan that is right for you

Good Shepard Umbrella

I need essential goods or services

You could consider a No Interest Loan to:

repair a car
pay for medical or dental expenses
pay for education essentials
buy household items like fridges

Up to $1,500

Loan amount

No Interest

Interest rate

12 - 18 Months

Repayment timeline
Good Shepard Umbrella

I want to improve my quality of life

You could consider a FDV NILs loan for:

Furniture and white-goods
Legal costs
Technology and security
Education/employment tools
Security costs

Domestic Violence No Interest Loans

Up to $2,000

Loan amount

No Interest

Interest rate

Up to 2 Years

Repayment timeline
Good Shepard Umbrella

I need help with rent or utilities

You could consider Household Relief:

to help pay for rent (via agent)
to help pay for utilities
to help pay for rates
to help pay for owners corporation fees

Household Relief Loan

Up to $3,000

Loan amount

No Interest

Interest rate

18 - 24 Months

Repayment timeline

Find your nearest Provider

Our Loans are offered by 170 local community organisations in over 600 locations. Chances are there’ll be a provider near you who can help over the phone.

Useful resources

Financial Counselling

MoneySmart Budget Planner

Used in our workshops, this can help you set a budget

Financial Counselling

Reduce power bills

These tips can help reduce your power bills

Loans and Insurance

Disaster proof your finances

Be financially prepared if a disaster strikes