Choose a loan that is right for you
I need essential goods or services
You could consider a No Interest Loan to:
repair a carpay for medical or dental expensespay for education essentialsbuy household items like fridgesNo Interest Loan
Up to $1,500
Loan amount
No Interest
Interest rate
12 - 18 Months
Repayment timeline
I want to improve my quality of life
You could consider a FDV NILs loan for:
Furniture and white-goodsLegal costsTechnology and securityEducation/employment toolsSecurity costsDomestic Violence No Interest Loans
Up to $2,000
Loan amount
No Interest
Interest rate
Up to 2 Years
Repayment timeline
I need help with rent or utilities
You could consider Household Relief:
to help pay for rent (via agent)to help pay for utilitiesto help pay for ratesto help pay for owners corporation feesHousehold Relief Loan
Up to $3,000
Loan amount
No Interest
Interest rate
18 - 24 Months
Repayment timeline
Find your nearest Provider
Our Loans are offered by 170 local community organisations in over 600 locations. Chances are there’ll be a provider near you who can help over the phone.
Useful resources
MoneySmart Budget Planner
Used in our workshops, this can help you set a budget
Reduce power bills
These tips can help reduce your power bills
Disaster proof your finances
Be financially prepared if a disaster strikes