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This research looks at four critical questions related to women’s access and use of payday loans:

1) Are women increasingly using payday lending in Australia?
2) What are the household characteristics of women who use payday lending in Australia? This includes additional analysis by age distribution.
3) How are women using payday lending in Australia (e.g. repeat lending, online lending, loan purpose)?
4) What are the motivations and drivers of women using payday lending in Australia? The report found women are using payday loans at an increasing rate. Good Shepherd Microfinance commissioned Digital Finance to support this report.

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