Family & Domestic Violence No Interest Loans (FDV NILs)

About our Family and Domestic Violence No Interest Loans

Are you a woman who has experienced or are experiencing family or domestic violence? Good Shepherd offers flexible, No Interest Loans of up to $2,000 that are designed to help you be safe at home, move to safety, or rebuild your life up to 10 years after.

Our loans are government funded, with no fees, charges or interest to pay. You pay back only what you borrow, with fortnightly or monthly repayments, over 24 months, via direct debit or Centrepay.

Am I eligible?

You are eligible if you:

Are a woman who has experienced family or domestic violence in the past 10 years aged 18 years and older

Are an Australian citizen, permanent resident, or hold a visa that expires beyond the loan term

Have a source of income that enables you to repay the loan (affordability is assessed during loan process)

What can I use this loan for?

Bond and rent (with a valid lease agreement)
Legal costs
Security items
Removalist and transport costs
Car registration and repairs
Furniture and whitegoods
Utilities e.g. electricity, gas, water, phone, internet
Technology e.g. laptop, phone
Medical and dental
Education and training costs
Employment tools/equipment
Pet costs

We do NOT offer loans for cash, debt consolidation or car purchases.

Payment is made directly by Good Shepherd to your nominated retailer/supplier (must have an ABN).

How To Apply?

Phone us on 1300 031 001 to speak to a Financial Capability Worker.

Lines are open from 9am-5pm Monday-Friday

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Here is what some of our FDV No Interest Loan's client have to say:

Margarat* used her FDV No Interest Loan to turn her new property into a comfortable home.

Being in her 60s it’s been hard for Margaret to leave everything and start again. After living in a refuge for a few months, she found long term housing & was preparing to move in.

Her support worker put Margaret in touch with Good Shepherd’s FDV No Interest Loans to buy a fridge and washing machine.

Margaret didn’t miss any of her payments and successfully completed her loan within 8 months.

*These stories are based on the experiences of many FDV NILs clients. Stock photo used

Stacey* turned to FDV No Interest Loans when she wasn’t eligible for a grant package.

Stacey was behind due to financial abuse including the perpetrator taking her pay & making loan repayments from her bank account. He also damaged her windows, computer and TV.

When Stacey received a breach notice for not paying her rent & couldn’t access any support packages, she felt desperate.

Thankfully she reached out to FDV No Interest Loans. A loan was provided to replace the broken items and pay her rent arrears so she could maintain her tenancy.

*These stories are based on the experiences of many FDV NILs clients. Stock photo use